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Comparing
7-Year TCO Summary (selected cars)
Visualisations (selected cars)
Total 7-Year TCO
Full ownership cost over 84 months
Monthly Outflow (Year 1)
EMI + fuel/energy + service + insurance + other
TCO Breakdown by Category
Stacked view of every cost component over 7 years
Cumulative Cost Over 7 Years
Running total month-by-month — shows break-even crossovers
Detailed Cost Breakdown (selected cars)
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Methodology & Assumptions
- Loan EMI uses standard reducing-balance formula on (on-road price − down payment).
- Petrol/Hybrid prices escalate at the selected rate; diesel at its own rate; electricity held flat.
- Service cost escalates at the selected rate each year from Year-1 base.
- Insurance: Year-1 premium included in on-road price; 6 renewal years charged.
- EV tyres wear 20% faster than petrol/hybrid (weight + torque factor).
- EV brake pads last twice as long due to regenerative braking.
- EV battery degradation buffer charged at month 60 (post-warranty provision).
- Diesel DPF cleaning: every ~80,000 km; AdBlue refill: every ~12,000 km (BS6 Phase 2).
- Major components lump sum charged at month 48 (clutch/suspension for ICE; buffer for EVs).
- Home charger is a one-time upfront cost for EVs only.
- Parking, tolls & washing: ₹3,500/month (adjustable via slider).
- On-road prices: Delhi/Mumbai average, 2024–25 model year, popular mid variant.